Buy now, pay later – the financial product of choice for the young?

The likes of Klarna, Affirm and Afterpay are growing rapidly – evidence of the popularity of the ‘buy now, pay later’ (BNPL) model with consumers.

During a recession, it is understandable that the ‘buy now, pay later’ (BNPL) industry is booming around the world. In the US alone, it is expected to fuel more than $20 billion worth of purchases in 2020. It is a way for retailers to encourage purchases...

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