Money Matters: How behavioural economics is helping to improve everyone's financial future

Crawford Hollingworth and Liz Barker

Looks at how behavioural economics can be used to improve people's financial future and encourage consumer engagement.

Many of us have a tendency to focus on today's financial needs, and bury our heads in the sand when it comes to thinking about saving, particularly for retirement. That time of life can seem such a long way off, whilst in the present moment there are seemingly so many pressing demands on our money: a new car, house maintenance and improvements, as well as annual holidays and even Christmas presents for the children.

Compounding this problem is our tendency to hope for the best and optimistically believe we'll earn more money in the future, or even that 'it'll all...

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