Consumer Finance Global Overview

An overview of the consumer finance industry shows the trends shaping the market, the leading companies and brands, and areas of opportunity.
  • In many markets, the middle class has not expanded, and has a comparatively lower income than a generation ago, which increases the importance of rewards and loyalty for card platforms.
  • China is expected to increase card payment value the most, with an additional USD2.7 trillion over the next five years, followed by the US and India.
  • There were 850 million unbanked consumers in 47 markets in 2017; providing greater access to financial services by lowering the cost and increasing the reach is the easiest way to increase total card value.
  • Consumers are increasingly focused on experiences, which...

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