Speaking the new language of money in India

Analyses data from ongoing surveys of Indian consumers, provided by GWI.
  • Fintech growth is spearheaded by the payments segment, with innovations such as the Aadhar-enabled Payments System (AePS) and UPI changing the digital payments infrastructure in India.
  • Digital payments in the country have grown exponentially since post-demonetisation in 2016; the transition to cashless payments has been led by widespread usage of digital wallets, which became the top payment method for both POS and e-commerce in 2022.
  • Financial inclusion has progressed substantially, with policies such as Jan Dhan Yojana increasing access to financial products among the unbanked....

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