Consumer adaption to new banking paradigms.
Ron BeasleyABM Research Ltd., Canada andRalph SchuhCIBC, Canada
THE INEVITABILITY OF CHANGE
When Bob Dylan proclaimed in 1964 that 'The times, they are a-changin'' he was already beginning to achieve cult status as a spokesperson for a generation anxious to experience change. These are truly turbulent times. On a global level seemingly impossible things have happened. The USSR has collapsed, the cold war is over, the two Germanies have united, China has opened its borders to capitalism.
Innovations in global communications have shrunk the world to the point where...