Consumer attitudes:
Attitudes to finance
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1.
From shopkeepers to shoppers: Why UK consumers' acceptance of debt is here to stay
Trevor Harvey, WARC Online Exclusive, May 2008
This paper looks at UK consumers' increasing acceptance of debt over the last two decades and the reasons behind this change. Based on research from Henley Centre HeadlightVision, it suggests 6 factor ...
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83 times
2.
Fluffing the market: How finance brands get selling to women wrong and Sheilas' Wheels got it right
Virginia Matthews, WARC Online Exclusive, April 2008
Increasing female independence and wealth has pushed women up the marketer's agenda, but advertising for financial brands often fails with patronising campaigns. This paper argues that brands often go ...
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164 times
3.
Called To Account: The UK Financial Services Sector
Laura James, WARC Online Exclusive, April 2008
This piece by WARC Media Editor Laura James reviews the UK financial services market, citing key WARC papers along the way. Areas covered include the UK savings market, credit and mortgage products, a ...
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80 times
4.
Putting A Price On Insurance Branding
Tim Evershed, WARC Online Exclusive, March 2008
In 2007, 50 per cent of all UK car insurance was bought online, and one in five transactions started on a price comparison website. This article, which includes market share data for UK insurance comp ...
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167 times
5.
Branding advertising and consumers' financial lives
Rose Wray-Brown, Admap, May 2007, Issue 483, pp.41-44
This paper argues that too often, financial services are marketed to the most convertible consumers – people with the highest level of interest. It says that by exploring how consumers make financial ...
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184 times
6.
Creating a branding culture
Jim Gregory, Admap, November 2006, Issue 477, pp.54-55
Jim Gregory, founder and CEO of CoreBrand, describes how to build a system and culture that supports the company's most valuable asset - its corporate brand. He argues that signing off the brand strat ...
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135 times
7.
Playing the Egg game - increased value in the customer experience
John Jennick and Gary Schwartz, ESOMAR, Annual Congress, London, September 2006
Internet bank, Egg, says its aim is to differentiate itself from other banks by helping consumers make informed choices about money. It regularly measures customer satisfaction and in response to feed ...
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77 times
8.
Stock market activity - market research meets applied economics
Howard Moskowitz, Alex Gofman, Samuel Rabino and Don Lowry, ESOMAR, Annual Congress, London, September 2006
The authors of this paper suggest it is time for market research to evolve to another level and to look at finance related behaviour. The paper says that if market researchers work with economists the ...
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39 times
9.
How we buy financial services
Roderick White, WARC Monograph, July 2006
The financial services industry is the single largest contributor of marketing expenditure in many advanced countries. Yet for a whole range of products, it attracts only a small number of customers – ...
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385 times
10.
Pilgrim's Progress? How the Consumer Makes Complex Decisions
Nick Watkins and Miriam Comber, Market Research Society, Annual Conference, 2006
Choosing the right mortgage can take months and that has implications for consumer research. This paper asks a series of questions such as does it matter if consumers are questioned at the beginning, ...
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170 times
11.
Probing investors' psyches
Vibhas Ratanjee and Verapong Paditporn, ESOMAR, Asia-Pacific Conference, Mumbai, March 2006
Thai consumers regard investing in stocks and shares as gambling – it is high risk and possibly high return. The Thai Stock Exchange wanted to counter negative public perceptions and so commissioned r ...
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39 times
12.
Eat the rich! Do Euro-millionaires have post-materialist attitudes?
Kerstin Klär and Oliver Tabino, ESOMAR, Qualitative Research, Barcelona, November 2005
The paper shows two different sides of state-of-the-art qualitative market research and consulting: elucidating the impact of Constructivism on qualitative market research and its implication for the ...
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29 times
13.
Money, money, money
Fiona Jack and Greig Burnside, ESOMAR, Qualitative Research, Barcelona, November 2005
The UK is a mature financial market with little brand loyalty. Consumers switch credit cards to find the best deals. In more traditional markets such as Italy, consumers are more passive and loyal. Ho ...
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72 times
14.
Drivers of change: New lifestages and lifecourses. Implications for marketeers
Roger Donbavand, ESOMAR, Age Matters Conference, London Jan 2005
Many marketers use “life stages” such as pre-family, family, empty nester and the retired to define consumers but this paper argues that these categories no longer reflect UK society. Using case studi ...
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230 times
15.
Developing winning strategies for consumers of all ages. Identifying and leveraging age-based expectations
Robert Passikoff and Kerry O’Connor, ESOMAR, Age Matters Conference, London Jan 2005
Consumers don’t always understand financial products and they don’t trust financial service providers. Meanwhile, financial marketers find it increasingly difficult to create propositions that can mea ...
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89 times
16.
Being John: Experiencing the Experience Economy
Jackie Sloane and Abigail Bray, Market Research Society, Annual Conference, 2004
The Being John Experience research project carried out by Added Value for internet bank Egg in 2003 drew as its inspiration the film Being John Malkovitch. The project aimed to gain a deeper insight i ...
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64 times
17.
Challenge assumptions to unlock the treasure chest.
Thomas Bayne, Admap, September 1999
Marketing of financial services is being handicapped by core assumptions about brands and loyalty. Financial brands in the UK are identified as comparatively weak. Customer loyalty is the key issue. I ...
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28 times
18.
The Royal road to service quality in banking
John Murphy and Ann Morgan, Admap, January 1993
A case history read at the AMSO Annual Conference, 1993. It describes how the Royal Bank of Scotland, following a radical change in objectives and strategy, set up and benefited from a more subtle res ...
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21 times
19.
The effect of automated service quality on Australian banks' financial performance and the mediating role of customer satisfaction
Mohammed Al-Hawari and Tony Ward, Market Research Abstract from: Market Intelligence and Planning, Vol 24, No 2, 2006, pp 127-147, , (full text not available on WARC.com)
The paper investigates the relationship between customer perception of service quality and bank financial performance in the new context of the automated banking environment in Australia, and to test ...
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20.
Postmodern Marketing: Research Issues for Retail Financial Service
Jillian Dawes and Reva Berman Brown, Market Research Abstract from: Qualitative Market Research, Volume 3 Number 2, 2000, (full text not available on WARC.com)
The financial services sector is used to illustrate how postmodern conditions and re-evaluations of marketing theory are prompting a reconsideration of marketing strategies and methodologies. Financia ...
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